🏦Banking & Finance

Your Customers Open Your App to Check a Balance. They Should Stay Because It Feels Like a Personal Banker.

The digital banking race is over. Every bank has an app. The ones that win the next decade are the ones whose app customers actually want to open.

ReVa is the embedded voice copilot that transforms your digital banking app from a transaction tool into a daily financial companion — in Bahasa, Manglish, Gulf Arabic, and Levantine Arabic.

+40%
CSAT improvement
+25%
Daily active users
80%
Routine inquiry automation
5–8%
New product sign-up uplift

The Reality

What Every Head of Digital in Banking Knows But Cannot Solve Fast Enough

CASA attrition is accelerating
Customers consolidate their finances with the bank that feels most personal. A transactional app that just shows balances is not enough to keep them from switching.
Your contact centre still handles app-solvable tasks
Balance checks, fund transfers, FD renewals, card blocks. Routine inquiries that belong in the app are still landing on agents — at RM12–40 per call.
Islamic banking and local products need guided conversations
ASB top-ups, takaful queries, unit trust applications — products that require explanation your static app UI cannot provide. Customers call in or drop off.
Any AI in your app must be BNM-compliant and data-sovereign
Deploying a generic AI platform exposes you to regulatory risk. Every interaction needs to be auditable, explainable, and hosted within Malaysia or in-country for MENA.

ReVa in Action

ReVa Knew Before He Asked. Proactive. Personalised. Always On.

Ahmad didn’t ask for anything. ReVa opened with his Japan Trip progress, flagged a dining budget overrun, and took action the moment he replied — all in Manglish, all in one conversation.

Then ReVa spotted a nearby merchant deal and surfaced it without being asked. That’s the difference between a banking app and a financial companion.

Proactivespeaks first, like a banker
+25%daily active users
BNMcompliant by design
ReVa
Online · AI Banking Companion
Revolab

ReVa is watching for you…

ReVa 2.0 Capabilities

Three Things Your App Cannot Do Today. ReVa Can.

Each capability below is a customer retention lever — the kind that moves CASA balances, daily active users, and product cross-sell in the same motion.

01 · Smart Goal Coaching

The first bank that coaches — not just stores.

Your customers set a savings goal once, then forget it. ReVa watches every transaction against that goal and speaks up — suggesting the exact budget trim that accelerates the timeline, unprompted, in the language they use.

This is the difference between a passive tracker and an active financial partner. Customers who feel coached by their bank don’t switch. They consolidate.

2.3×

Customers with an active goal in ReVa log in more than twice as often as those without one.

Savings GoalActive
🎌 Japan Trip
RM 3,560
saved so far
0%
of RM 5,000
RM 0RM 2,500RM 5,000
Monthly savings
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
One sentence. Done.

Say something to ReVa…

02 · Conversational Banking

Any task. One sentence. Done.

Split a dinner bill three ways. Apply for a credit limit increase. Transfer to a new payee. Renew an FD. ReVa handles it all through natural language — no menus, no multi-step flows, no drop-off.

Every task completed through ReVa is a call that never reaches your contact centre. At RM 12–40 per inbound call, the deflection economics alone justify the deployment.

80%

Of routine banking tasks — transfers, balance checks, card actions — can be resolved entirely by ReVa without human escalation.

03 · Lifestyle & Merchant Intelligence

The moment they’re near a deal, ReVa is already talking.

ReVa knows where your customer is, what they spend on, and which partner merchants offer value right now. It surfaces the offer before they even think to look — and completes the booking in the same conversation.

This turns your banking app into a lifestyle touchpoint. Customers stop seeing it as a balance-checker and start seeing it as something worth opening every day — because every day, there’s something for them.

Merchant deals surfaced through ReVa drive three times the engagement of in-app banner promotions — because context makes the difference.

KL Sentral
Your location · now
3 deals nearby
0.2 km
ReVa is watching nearby…

ReVa in Your Bank

What It Looks Like When a Customer Speaks to Their Bank

Real interactions. In the languages your customers actually use.

Account Services
"Boleh top up ASB tak?"

ReVa understands the query in Manglish, confirms available balance, and completes the top-up — without the customer navigating a single menu.

Transactions
"Nak buat transfer ke akaun baru"

Guided through payee registration and transfer confirmation in natural Bahasa Malaysia. Completed in under 60 seconds.

MENA Markets
"كم رصيدي؟" (Gulf Arabic)

Balance confirmed instantly in Gulf Arabic. No language barrier, no misunderstanding, no repeat.

Financial Insights
"What did I spend on food this Ramadan?"

Conversational spending breakdown delivered immediately — no chart, no navigation, no friction.

Security Actions
"My card was used overseas without my permission"

Card blocked in seconds, fraud flag raised, nearest branch suggested. Customer panic turned into resolved confidence.

Product Applications
"Can I get a higher credit limit?"

Instant approval conversation. No form, no callback, no 48-hour wait. ReVa guides and resolves in one session.

RevoCall · Card Upsell Campaign
0
Accepted
0%
Conv. Rate

Campaign starting…

Outbound · no agent requiredCRM logged · real-time
RevoCall · Outbound AI

10,000 Card Upgrade Offers. Dialed Overnight. No Agent Scheduled.

RevoCall runs your credit card upsell campaigns at scale — personalised by spend profile and card tier, executed overnight, every outcome logged to CRM. Revenue captured without a single agent call.

10kcalls per campaign
0agents required
100%CRM logged
Explore RevoCall for Banking

Business Impact

The Metrics That Matter to Your CFO and COO

+40%
CSAT improvement
Customers who get instant, accurate answers trust their bank more. That trust compounds into loyalty and consolidation.
+25%
Daily active users
An app customers want to talk to is an app they open every day — not just when they need to transact.
80%
Routine inquiry automation
Balance checks, transfers, card blocks, spending questions — handled by ReVa, not your contact centre.
5–8%
New product sign-up uplift
ReVa surfaces the right product — FD, takaful, unit trust — at the moment the customer is already engaged.

Integration

Plugs Into Your Stack. No Rip-and-Replace.

ReVa connects to your core banking system, existing digital app, and CRM via API — without requiring you to rebuild what you already have. Data stays in-country. Compliance is built in, not bolted on.

Core Banking
Temenos, Flexcube, FIS, custom CBS
App Integration
iOS / Android SDK — no app rewrite required
CRM
Salesforce, Microsoft Dynamics, custom
Data Residency
Malaysia · UAE · Saudi Arabia · Jordan
Compliance
BNM aligned · PDPA · GDPR · SOC 2
4 weeks

From contract to live deployment

No multi-year implementation. No disruption to your existing systems. Revolab handles the integration work so your team focuses on the business outcome.

Proof point

Arab Bank — the first AI voice assistant deployed in a financial institution in the Middle East. Built on Revolab's REVCAF framework.

Ready to See ReVa Inside a Banking App?

30 minutes. A live banking conversation in Bahasa, Manglish, or Arabic — using your real use cases. No commitment required.